CCRI — Consumer Credit Risk Integrity

What CCRI Does

CCRI evaluates how lenders, dealers, and underwriters use data when deciding who gets access to credit and vehicles. It flags when:

• DMV or DOT data is used for non–DOT-regulated citizens,
• license status is a gatekeeper for basic economic mobility, or
• state-created barriers quietly drive private credit decisions.

CCRI never scores people. It scores the systems and rules that stand between people and lawful access to credit, transportation, and work.

Inputs

CCRI reads scenarios defined in ccri/inputs.json. Each scenario represents a specific lender, dealership, or underwriting policy set.

You can edit ccri/inputs.json directly in the repo, then refresh this page to see new results.

Download inputs.json Read CCRI documentation

Scores & Risk Tiers

Scores are computed client-side using ccri/model.json. Nothing leaves your browser.